Car insurance for teens is relatively the most expensive and a limited coverage car insurance. Adding your teen on family's premium rate will doubled or tripled the cost of premium, especially with the new model cars.
Most of the parents argue about the cost of their teen car insurance rate, especially when they choose a newer model brand of car which loaded with safety features such as airbags and safety controls. But those safety features will cost a lot to replace or fix which brought them to a high insurance policy premium. Encourage your teen to start working for a newer model but for the meantime start driving older cars. There still late yet good model cars available which is safe as the new models. According to the Insurance Institute for Highway Safety (IIHS) statistics that 16 year old drivers is vulnerable to car accidents compared to those drivers whose ages are 30-59 years old, this is another reason why premium rates for teens are more expensive.
Here are some adequate tips on saving teen car insurance rate
Choose older cars for teens Premium rates for older cars is relatively inexpensive. Find and analyze some insurance prices before buying car and covered them in an older and least expensive car.
Advantage on teen driver's permit Most of the state allows teens to own a permit. Most of the insurance companies don't charge to those teens who owns a learner's permit. Having a permit is to let them remind of restrictions like not driving at night.
Discounts Ask your agent about the discounts which you can avail like good driver, driving program and others.
Encourage them to get a high grades good student discounts require a high or better average school grades and let them take the training course for drivers. High grades will make the premium less expensive which helps tremendously to lower the premium rates up to 10% of discounts.
Take an advice from the insurance agent Talk to your agent and ask them what is covered and what is not covered on your policy. They will help you to determine how to lower premium rates on your teen car insurance.
Honesty will get you the best and the ideal policy for teen car insurance.
Article Source articlesnatch
Most of the parents argue about the cost of their teen car insurance rate, especially when they choose a newer model brand of car which loaded with safety features such as airbags and safety controls. But those safety features will cost a lot to replace or fix which brought them to a high insurance policy premium. Encourage your teen to start working for a newer model but for the meantime start driving older cars. There still late yet good model cars available which is safe as the new models. According to the Insurance Institute for Highway Safety (IIHS) statistics that 16 year old drivers is vulnerable to car accidents compared to those drivers whose ages are 30-59 years old, this is another reason why premium rates for teens are more expensive.
Here are some adequate tips on saving teen car insurance rate
Choose older cars for teens Premium rates for older cars is relatively inexpensive. Find and analyze some insurance prices before buying car and covered them in an older and least expensive car.
Advantage on teen driver's permit Most of the state allows teens to own a permit. Most of the insurance companies don't charge to those teens who owns a learner's permit. Having a permit is to let them remind of restrictions like not driving at night.
Discounts Ask your agent about the discounts which you can avail like good driver, driving program and others.
Encourage them to get a high grades good student discounts require a high or better average school grades and let them take the training course for drivers. High grades will make the premium less expensive which helps tremendously to lower the premium rates up to 10% of discounts.
Take an advice from the insurance agent Talk to your agent and ask them what is covered and what is not covered on your policy. They will help you to determine how to lower premium rates on your teen car insurance.
Honesty will get you the best and the ideal policy for teen car insurance.
Article Source articlesnatch
4 comments:
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thx!
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